Its a shame that CREDIT CARDS aren't "land-fill" friendly ...because that's where I'd like to send mine (dead, buried, and a'moldering-in-the-grave).
JP Morgan CHASE just jacked-up my rate to 29.24% -- despite the fact that I pay on time, have never been late, delinquent, or over my assigned balance limit.
The medias have reported that this sort of NONSENSE was (suddenly) imposed upon millions of card-holders. Gee! Aren't we surprised? Did everyone take note of the fact that such gentile changes to the "TERMS and CONDITIONS of USE" occurred - just before President Obama signed the "common sense" CreditCard legislation into law? Very jokie...
The card companies "claim" to offer the consumer "an option". You 'may' pay IN FULL (if you don't like their demagoguery)...
So wazzup?
This NONSENSE is staunch proof (all of it, negative) of GREED! We Americans have become THE premier "me first society of the planet". Corporations who behave like this should be subjected to mandatory refunds and HUGE fines (likewise payable in full). Didn't we, the citizenry of this "free" country, just "bail-out" these ass-holes?
Memo to myself: time for a "Balance Transfer" to another card company. Like most of working America, I'm too BROKE to pay off my balance in full...
And you?
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2 comments:
I agree with you. I stopped using all my credit cards over two years ago and have been slowly paying them off. I have one more to go. It is very difficult to live without a credit card in this society.
I use my debit card only and make sure I budget enough for gas and food. I watch my expenses and check my bank balance almost daily. This has been a huge reality check. I also kept track of every penny I spent every day for 4 months. I am just now seeing more money in my pocket and bank account.
I should check my credit score again as it has been 6 months. Hopefully, it has increased.
I know you told me to "f" off (I understand enough French to figure that out), but since I agreed with you I thought I would respond.
Deb
I still have no idea who you are. It remains that she who opted to proffer insults was thy solo performance. No other reader has gone there. I prefer class-act demeanor over insults - any and every day. And so it is.
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